People are watching. Why would your employees or team allow you to lead them, if you are not leading yourself?
A good start is showing leadership in being legal and compliant by showing leadership in collecting your homeowners insurance deductibles rather than waiving them. Are you showing leadership by breaking the law and reducing profit? Does that make sense?
Get out of your comfort zone, lead by example. Make goals and team improvement a priority. Make compliance and profit a priority with your homeowner insurance deductibles.